Start by selecting Apply for a Loan and completing the secure mortgage application/questionnaire. After applying, you’ll be asked to upload your financial documents. Once your application and documents are received and reviewed, we’ll schedule a pre-approval conversation to discuss your financing and next steps.

Start by selecting Apply for a Loan and completing the secure mortgage application/questionnaire. After applying, you’ll be asked to upload your financial documents. Once your application and documents are received and reviewed, we’ll schedule a pre-approval conversation to discuss your financing and next steps.

You can select Book Consultation to schedule a conversation about your goals, or choose Apply for a Loan if you are ready to begin the mortgage application and pre-approval process.

Depending on the loan program, financing may be available for single-family homes, condominiums, townhomes/PUDs, 2–4 unit properties, and investment properties. Certain programs may also allow eligible manufactured housing. Property type, occupancy, and borrower qualifications all affect which options are available.

A bank generally offers its own mortgage products. As a mortgage broker, I can work with multiple lenders and compare available loan programs and lender guidelines based on your particular scenario. This gives me more flexibility when helping clients explore financing options.

I work with homebuyers, homeowners, and investors in Illinois and Indiana. If you are purchasing, refinancing, or investing in either state, I can connect you with someone who can assist you.

For many borrowers, the initial document request may include your most recent 30 days of income documentation, two years of W-2s, two months of recent bank statements, your most recent retirement statement if applicable, and a copy of your ID.

Additional documentation may be requested depending on your income, assets, employment, and loan program.

Yes. I work with self-employed borrowers and borrowers with more complex income structures.

Mortgage qualification may involve reviewing business income, tax returns, bank statements, 1099 income, rental income, bonus income, or other eligible income sources depending on the loan program.

Yes. I work with both new and experienced real estate investors and can help explore financing for single-family rentals, multi-unit properties, and other eligible investment properties.

Depending on the scenario, options may include traditional investment financing as well as Non-QM programs such as DSCR loans.

Your affordable purchase range depends on more than just your income.

Monthly debts, credit profile, available funds, interest rate, property taxes, homeowners insurance, HOA dues, loan program, and other factors can all affect your monthly payment and qualification.

A mortgage consultation can help you understand a realistic range based on your individual financial picture.

Yes. If you are not quite mortgage-ready, I can help identify areas that may need attention and provide educational resources that can help you prepare for a future mortgage application.

There is no one-size-fits-all mortgage.

Your income, credit profile, available assets, property type, occupancy, purchase price, monthly-payment goals, and long-term plans all matter. I review the full picture and help you compare available financing options so you can make an informed decision.